U.S. News

Yuri News Decoder

  • MSnow (formerly MSNBC) turning the Federal Reserve into some kind of sacred golden calf and Donald Trump into the barbarian at the gates. That’s an old trick: make the institutions that actually protect your savings account look untouchable, while anybody who wants to loosen the reins gets painted as a lunatic. Once you buy that, you’ve already surrendered the idea that regular Americans should have any say over their own money.
  • The whole piece is written for the dad staring at his 401(k) balance on his lunch break, trying to scare the living daylights out of him. The message? “Free markets bad, big government good.” They want you panicked enough to cheer when the next administration takes even more control of your paycheck “for your own safety.” That’s how you slide into the kind of centralized planning that never ends well—ask anybody who lived behind the Iron Curtain.
  • Fear, fear, and more fear. “Crash coming!” “Meltdown!” “Disaster!” Same headlines they ran in 2008, same ones they’ll run in 2030. Keep the middle class jumping at shadows long enough and we’ll hand over every freedom for the promise of a government life jacket. Works every time.
  • And here’s the gut punch they hope you miss: they’re coming after the values most of us grew up with. You know, the ones in Proverbs about working hard, saving, taking care of your family without waiting for a bureaucrat’s permission. When they call that “reckless” or “greedy,” they’re not just attacking policy—they’re attacking the idea that a man or woman ought to stand on their own two feet before God and country. Replace that with “trust the experts,” and the America our grandparents knew is done.

 

Original Article

The cost of Trump’s bank deregulation could be catastrophic

    Unfortunately, the Trump administration is tearing away every layer of protection that was designed for the next economic crash.

Unions, religious groups, and community organizations in Chicago rally outside the conference of the American Bankers Association, demanding that the big banks and Wall Street firms stop lobbying against financial reform in 2009.

Nov. 30, 2025, 6:00 AM EST By Julie Siegel

    The next shock to our economy can come from anywhere. In the last twenty years, one major economic crisis started with a deadly virus, while the other started with bad mortgages. Since it’s impossible to predict or totally eliminate these risks, the best protection we have is to ensure our economic infrastructure – specifically our financial institutions – is strong enough to survive whatever threat comes next. 

    Unfortunately, the Trump administration is tearing away every layer of protection that were designed to fortify those institutions, leaving them, and our economy, vulnerable. 

    The first set of protections being gutted are the rules set by government agencies to keep banks, and the financial system, safe. Some of the most significant of these rules are the limits on the amount of debt banks can use to fund their risky bets, forcing them to put up some of their own money. These “capital requirements” are the difference between banks’ survival and failure, requiring taxpayers to bail them out. The requirements were strengthened after the 2008 financial crisis, and helped banks weather the storm of Covid. 

Nearly all of these limits are being undone. Regulators are gutting the capital requirements that are sensitive to the riskiness of banks’ businesses, the ones that are risk-neutral, the ones determined by banks’ performance in annual stress tests, and the ones that require additional protection for the  “too big to fail” banks. This wholesale deregulation will allow banks to load up on more debt and have less of their own money available to absorb losses when their investments go south. (read full article)